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2025-11-13

The housing market between regulations and social needs – expert insights from Developer Days 2025

The discussion at the Developer Days on housing and Real Estate market in Poland focused on demand and supply, prices, planning reform and the impact of regulations on investments.

Wrocław itself has adopted a long-term strategy (Wrocław 2050) and has put emphasis on complete housing estates, high quality of life, proper densification of the city, access to greenery and communication, and a diverse housing offer (municipal, cooperative, developer, rental).

photo: Greenfields

The most important conclusions from the discussion focused on:

  • Stability and predictability of the law (fewer regulatory "shocks" and consultations in advance)
  • Land activation SP/PKP/KOWR - clear mechanisms of cooperation with local governments
  • Demand support – precise, long-term and limited programs so as not to "overheat" prices
  • PRS development and social rental without creating "enclaves" – a mix of functions and types of housing in one project
  • PRS and leases that are needed, but high regulatory risk discourages capital
  • simplification of planning paths (ZPI, pre-consultations), promotion of compact and coherent housing estates and high-quality urban planning
  • "Premises for land" – a conceptually attractive option, but in practice blocked by lack of trust and competition for the same land, it is necessary to clarify the rules
  • Banks have appetites for financing (including land for proven entities), but the risk weights and regulations increase costs - the quality of project preparation and the stability of pre-sales are important
  • Metro prices in relation to earnings are relatively good compared to the EU, but the barrier is the availability of credit at high rates - the cost of monthly installments counts, not just the price level

photo: Greenfields

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2025-11-05

2025 Developer Days - Wrocław

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10 years YIT in Poland

YIT is the largest developer in Finland, listed on Nasdaq Helsinki. It operates in eight countries, including Poland since 2015. The company develops its residential projects in Warsaw, Gdańsk, and Kraków.

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Ladies and Gentlemen,

Despite the holiday season, the last few months have been very intense for us. Projects, meetings, competitions, contracts, decisions – there was a lot going on! Despite the summer – we were operating at full speed. That is why we are only catching up today and publishing information about the changes that have recently taken place in the Greenfields team.

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