The housing market between regulations and social needs – expert insights from Developer Days 2025
Wrocław itself has adopted a long-term strategy (Wrocław 2050) and has put emphasis on complete housing estates, high quality of life, proper densification of the city, access to greenery and communication, and a diverse housing offer (municipal, cooperative, developer, rental).
photo: Greenfields
The most important conclusions from the discussion focused on:
- Stability and predictability of the law (fewer regulatory "shocks" and consultations in advance)
- Land activation SP/PKP/KOWR - clear mechanisms of cooperation with local governments
- Demand support – precise, long-term and limited programs so as not to "overheat" prices
- PRS development and social rental without creating "enclaves" – a mix of functions and types of housing in one project
- PRS and leases that are needed, but high regulatory risk discourages capital
- simplification of planning paths (ZPI, pre-consultations), promotion of compact and coherent housing estates and high-quality urban planning
- "Premises for land" – a conceptually attractive option, but in practice blocked by lack of trust and competition for the same land, it is necessary to clarify the rules
- Banks have appetites for financing (including land for proven entities), but the risk weights and regulations increase costs - the quality of project preparation and the stability of pre-sales are important
- Metro prices in relation to earnings are relatively good compared to the EU, but the barrier is the availability of credit at high rates - the cost of monthly installments counts, not just the price level
photo: Greenfields
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